The Green Dot Prepaid Visa Card is one of the most popular prepaid cards on the market today. There is no credit requirement or bank account needed for approval. The cards offer many great benefits such as free direct deposit, free online bill pay, and no overdraft charges. The card is not tied to a traditional bank account, so the user escapes many of the fees that are associated with a typical bank account. Here is a quick overview of the features that make this card so popular:
- No credit check, or bank account required
- No Penalty Fee, No overdraft fees and No minimum Balance
- Free cash withdrawals from over 15,000 ATMS
- $10 Bonus with direct deposit
- Use it everywhere Visa is accepted
How to add Funds
The best way to add funds to your Green Dot Prepaid Visa Card is to set up direct deposit of your paycheck or government check. When you set this up and receive your first deposit you will be given a $10 bonus! You have the option of depositing our whole check or just a portion of it. You can also load money onto your card using the Green Dot MoneyPak Card, which is available at thousands of retailers nationwide. You also have the option of loading your card directly from your bank account, credit union, or other financial institution. Most banks allow for online transfers onto your card as well.
Green Dot Fees
Before purchasing any prepaid card it is important to understand all the fees that are involved. Like all prepaid cards, the Green Dot Prepaid Visa has its fair share. To see the full list of fees visit the green dot website fee section by clicking here. Below is a quick chart of most of the fees involved.
|Initial Purchase||Varies by retailer, up to $4.95 ($6.95 for the NASCAR® Prepaid Visa Card).|
|Monthly Charge||Waived in any monthly billing cycle when you load at least $1,000 to your Card or have 30 posted purchase transactions (excludes all ATM declined withdrawals, ATM balance inquiries, teller cash advances and online bill payments at www.greendot.com).Otherwise, $5.95.|
|ATM Withdrawal & Teller Cash Advance||Free at in-network ATMsAll other ATM withdrawals: $2.50Teller cash advance: $2.50|
|ATM Balance Inquiry at Non-Network ATMs||$0.50|
|Lost/Stolen Card Replacement||$6.00|
|Reload at Retail Location||Varies by retailer, up to $4.95|
|Expedited Card Delivery||$19.95|
Apply for the Green Dot Prepaid Visa
Applying for the card is easy. Simply click here to get your card. Have you information ready. You will be asked to enter your name, address, date of birth and social security number. Unfortunately the Green Dot prepaid Visa is only issued in the United States at this time.