Visa Travel Card Benefits
Going on vacation soon? Maybe a family trip out of the country? When you arrive at your overseas location how do you plan on having money to spend? Most people walk right up to the currency exchange centers and hand over a bunch of cash and in return get a bunch of that particular countries cash. What did you just become? Every scammer’s perfect victim, a tourist fresh off the plane with loads of cash in their pocket. Don’t let this be you.
Better Than Carrying Cash
Using a prepaid Travel card such as the Visa Travel Card is much safer than carrying cash for many reasons. Number one, if your card is ever lost or stolen you are no liable for any purchases that were made. All the money that was spent gets put right back in your account and you will receive a new card in the mail. You can even have Visa overnight you a new card wherever in the world you are for a small fee.
With Visa TravelMoney you can obtain emergency card replacement and emergency cash disbursement, generally within one business day. Source
Better Than Using Your Credit Card
When you use your credit card overseas you make yourself vulnerable to identity theft. All it takes is someone writing down your account numbers and their off to go spend your hard earned money. Using you debit card is even worse. Your entire checking account can be wiped out and some banks do not offer liability protection on checking accounts. Using a prepaid travel card is the best possible option for those travelling outside of the US.
This card works just like a regular Visa debit card. Which means it is accepted everywhere Visa Debit cards are. It comes with the same fraud protections and features as well as some added perks for travelling. For example, “Lost Luggage Reimbursement” allows Visa Travel Card users to be reimbursed up to $250 per trip, $1000 per registered card holder for checked or carry-on luggage if the luggage or contents is lost due to theft or misdirection by the common carrier. It also comes with Visa’s Travel and Emergency Assistance. This feature allows translation assistance 24 hours a day, medical and legal referrals, emergency trips to arrangements, and emergency messages to relatives. How great is that? Having a translation issue? Call the number on the back of your Visa card and have Visa translate your conversation! For more about Travel and Emergency Assistance Services, click here.